The developed countries insurance policy has become a guide line for the developing countries. Insurance policy is nothing but a secure future life for the human. The Insurance industry is facing the most significant economic and competitive challenges in its history. The industry is also facing lot of competition from different financial services segments to succeed in this rapidly evolving business environment, insurers are compelled to investigate ways by which they can improve bottom-line operational efficiency and still meet and exceed the expectations of their customers. We at FuGenX gives complete software solution for the upcoming insurance industry which can reach to common people in whole world.